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If you are in default of paying your Deed of Trust
and Promissory Note, you may contact the Department
of Financial Institutions, the Washington State Bar
Association, or the statewide civil legal aid
hotline for possible assistance or referrals.
The toll-free telephone number for a
department-certified housing counseling agency is: (877)
741-3281 or call (206)
220-5101.
To locate a foreclosure prevention agency in your
community please call Homeownership Information
Hotline - 1-877-894-HOME (4663) or visit the
following websites or use the following contact
information:
Washington State Department of Financial
Institutions (DFI)
Mailing Address: PO Box 41200, Olympia WA 98504-1200
Physical Office Location: 150 Israel Rd SW, Tumwater
WA 98501
Telephone: 360
902-8700 or 1-877-RING-DFI
(746-4334)
TDD Phone Number: 360-664-8126
Fax: 360-586-5068
Website: http://www.dfi.wa.gov/ or
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
Washington State Bar Association
1325 Fourth Ave., Ste. 600
Seattle, WA 98101-2539
Toll-free Telephone: 800-945-WSBA (9722)
Fax: 206-727-8319
email
- questions@wsba.org
Website: http://www.mywsba.org/default.aspx?tabid=161 or wsba.org
U.S. Department of Housing and Urban Development
451 7th Street S.W.
Washington, DC 20410
Telephone: (202) 708-1112
TTY: (202) 708-1455
Website: http://www.hud.gov/foreclosure/
U.S. Department of Housing and Urban Development
Seattle Regional Office
909 First Avenue
Suite 200
Seattle, WA 98104-1000
Telephone: (206) 220-5101
Fax: (206) 220-5108
Email: WA_Webmanager@hud.gov
Office of Civil Legal Aid
1112 Quince Street SE
P.O. Box 41183
Olympia, WA 98504-1183
Office (360) 704-4135
Fax (360) 704-4003
email - ocla@ocla.wa.gov
Website: http://www.ocla.wa.gov/
The following is a list of financial documents you
may wish to collect and be prepared to present to
the beneficiary or authorized agent when discussing
options for avoiding foreclosure:
Books or records of earnings and expenses;
Financial statements;
Federal Income Tax Returns;
Paystubs and/or other evidence of income;
Proof of insurance on the subject property;
Appraisal on the subject property, if any; and
Complaints (lawsuits), judgments, or liens against
you.
You have the right to request a meeting to occur
within fourteen days of your request during your
initial contact. The purpose of the meeting is to
assess your financial ability to repay the debt and
to discuss your options to avoid foreclosure. Your
meeting may occur telephonically after requesting
the same. If you have designated a
department-certified housing counseling agency,
attorney, or other advisor to discuss with the
beneficiary or authorized agent, on your behalf,
options for you to avoid foreclosure, you must
inform the beneficiary or authorized agent and
provide the contact information so that a meeting
may be scheduled. |
